Ability		Mod	Save
STR	10	+0	+0
DEX	10	+0	+0
CON	10	+0	+0
INT	16	+3	+3
WIS	12	+1	+1
CHA	14	+2	+4

Medium Humanoid (Any)

Armor Class 10

Hit Points 18 (4d8)

Proficiency Bonus 2

Speed

30 ft.

Challenge

1/2 (XP 100)

Skills

Deception +4

Gear

Walking Stick (Rapier), Fine clothes, Ledger, Calligraphy Supplies

Credit Note (1/day)

The Merchant can subtract 20% (up to a maximum of 500gp) from any single transaction at a store.

Actions

Hidden Rapier

Melee Weapon Attack, one target, 5ft reach, +2 to hit, 1d8 piercing damage.

Spellcasting

Intelligence

Save DC 13, Spell Attack +5

At will:

Friends

2/day each:

Arcane Lock, Distort Value, Jim’s Glowing Coin

1/day:

Incite Greed

Shrewd and materialistic, merchants will turn any situation into a business opportunity that benefits them. Obsessed with the accumulation of funds, merchants are often found enjoying the luxurious side of life.